Question by Andrew Z: Can I lose my earnest money waiting for an appraiser to re-visit a home to verify repairs?
I have completed every part of the loan process, including the appraisal. The appraiser appraised the home “pending repairs” All of the repairs have been made, and now the bank has ordered a rush re-visit from the appraiser.

She does not answer her phone, and it took us a week to get in touch with her the first time, and our closing date is 2 days from now, so we are guaranteed to not close on time. The bank (BofA) insists that it has to be her, not a new appraiser. The loan is FHA and needs to have an FHA approved appraiser, and apparently local appraisers are backlogged.

by bgwarsh

Query by Tea: Is correcting a toilet in a rented property thought to be an emergency?
I am at the moment renting a 3 bed/ one rest room residence. I called my landlord at 5:15pm to allow her know that the toilette is not operating. She suggested that I plunge, wait, and so on. and so forth. I named her five instances in between 5:15pm and eight:30pm to allow her know that its nonetheless not doing work. In our last cellphone conversation (eight:30p), she stated that she refused to pay a plumber extra to arrive correct it tonight.

Question by Sheila: Why is my mother in law such a . . .?
I am a stay at home mom of 4, two teens from my first marriage and twins (3 yrs) in my current marriage. My husband truck drives, is rarely home, so I could stay home with twins. His parents, live only an hour away, retired, financially fit, and only her active in church, no other activities or clubs. They constantly make un-needed home “repairs” to fill their time. They have seriously only been to our house, as I feel I should not have to travel with twins to them, like 8 times, this includes the 2 times they came to the NICU when they were born. We have been there the same amount of times, due to Thanksgiving/Christmas. Her oldest and seemingly only grandson, 20 with no job, is her shining star. Anyway, my mother in law informed me in a phone call that my twins should be potty trained, she trained her shining star at 18 months because his mom was too lazy. So was she indicating she thinks I’m lazy? She has no idea how hard I work all day! SAHMs work more than an outside job!
So what should I have said to her? My husband said I should have said, “Anytime you want to come down and help, feel free”. Also they have NEVER offered to watch their own two grandkinds, even when my own father died and we had to get our neighbor to watch them so we could be at his funeral and not have to try to make two little ones behave during it. My own mother does watch them when I have to go places, such as dentist or doctor for myself.
Shining star grandson’s mother is divorced from my husband’s brother, and it was the worst divorce in history. As my husband’s brother did not even retain the right to our earth’s oxygen. And with the $ 114 per month he gave her in child support, she didn’t spend it right. $ 114 isn’t enough to feed a cat on.